Helping more money reach your family starts with a better comparison.
Sending money from the U.S. to Honduras for the first time? Before choosing an app or a welcome discount, find out exactly what you'll pay and how much your family will receive. The same approach works for other Latin American destinations.
Transfer fee
What the provider charges. It can depend on amount, payment method and delivery speed.
Exchange rate
Units of local currency per U.S. dollar. A $0 fee does not guarantee the best deal.
Delivery method
Bank account, cash pickup or other available options. Check what's supported where your recipient lives.
What a good comparison actually looks at
Two $100 transfers can deliver different amounts even when both claim to have no fee. What matters is how much reaches your recipient after applicable costs.
Enter two or three genuine quotes. All calculations happen in your browser; we don't collect your numbers or invent rates.
Remittance calculator · no fabricated quotes
Which quote delivers more to your family?
Compare two genuine quotes you get from providers. This calculator does not fetch live prices or save what you enter.
1. Where are you sending?
Recipient currency: HNL. Make sure this is the currency your recipient will get. Don't compare amounts in different currencies.
2. Enter two quotes from about the same time
3. See the actual difference
Enter the total USD paid and net amount received for at least two quotes to see the result.
How much would I pay for my family to receive a certain amount?
Open this optional planning estimate if needed. It is not a provider quote: rates and fees can change with the amount.
Mathematical estimate only, not an offer or final price. Request a new provider quote for the target amount; fees, rates, promotions and limits can change.
Important: A $0 transfer fee does not guarantee the cheapest option. Exchange rates and net money delivered also matter. Only the provider confirms final pricing.
Your amounts are calculated in this browser only. We don't send them to a server or store them on your device.
Your first international transfer, step by step
1. Ask how your family wants to receive it
Confirm the country, city, bank account or pickup location and the recipient's details before paying.
2. Get two quotes at about the same time
Compare the total paid in USD, including fees, and the amount arriving in lempiras or another recipient currency.
3. Check the welcome offer's exact limits
Some discounts apply only to a first transfer, certain amounts, payment methods or destinations.
4. Review the timeline, receipt and cancellation rules
Keep your confirmation and tracking number. Know the support process and your legal rights.
5. Never share account passwords or codes
Use official apps, confirm recipient details and avoid middlemen asking for login codes.
Common money-transfer questions
Does no fee mean my family will receive more?
Not always. Compare the exchange rate and any receiving-side costs too.
What do I need for my first transfer?
Providers typically request information about you and your recipient, and additional verification may apply. Confirm requirements with the provider, not a third party.
What if the money doesn't arrive?
Use the receipt and tracking number to contact the provider. If unresolved, check the CFPB's explanation of remittance-transfer rights and complaint options.
Can I send to countries other than Honduras?
Yes. This method works for comparing many destinations, but rates, fees, delivery options and rules change by corridor.
Educational examples only. We are not a remittance provider, do not move funds and do not guarantee rates or delivery times.
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